What Are Cookies Anyway?

Think of cookies as tiny notes your browser keeps about your visits. When you land on our site, we might drop a cookie that remembers your preferences or tracks which pages you've checked out. Nothing sinister—just helpful bits of data that make your experience smoother.

These files sit on your device and chat with our servers each time you come back. They're not programs, so they can't install anything or mess with your computer. Just plain text doing its job quietly in the background.

Types of Tracking We Use

We've sorted our cookies into four main buckets. Each serves a different purpose, and some are more optional than others.

How This Improves Your Experience

Here's what actually happens when we track your activity:

• We remember whether you prefer viewing financial data in graphs or tables, so you don't have to reset that choice every visit
• Our seasonal planning tools can suggest resources based on which Australian tax season you're preparing for
• If you're halfway through a budgeting calculator and navigate away, we'll save your progress for when you return
• We can identify if a particular guide isn't loading properly on mobile devices and fix it quickly
• Your login session stays active for a reasonable period, so you're not constantly re-entering credentials

Managing Your Preferences

You've got full control here. Every modern browser lets you block, delete, or limit cookies. Keep in mind that blocking essential ones will break core functionality, but you're free to restrict the others.

Third-Party Services

We partner with analytics providers and advertising networks that place their own cookies. These companies have their own privacy policies, and we don't control how they handle data once they collect it.

Our current partners include standard web analytics tools and Australian-focused advertising networks. If you're using ad blockers or privacy extensions, many of these cookies get filtered out automatically anyway.

Data Retention

Most cookies expire after your session ends. Others—like the ones remembering your settings—stick around for up to 12 months. Analytics data gets aggregated and anonymized within 90 days, so we're not holding onto detailed individual browsing histories indefinitely.

You can clear cookies manually anytime through your browser settings, which immediately deletes everything we've stored locally on your device.

Updates to This Policy

We'll update this page if we start using new tracking technologies or change how we handle data. The "last updated" date at the top tells you when we made the most recent changes. We won't email about minor tweaks, but major shifts will get announced through our usual channels.